Elucidate Financial Crime Index

The approach

Refined risk scoring for financial portfolios.

Harness the rigor of credit risk modeling in your risk-management operations with our Portfolio Assessment Tool — applying a data-driven approach to distill comprehensive risk profiles and uniform scores for the financial entities in your portfolio.

Think credit-risk precision — for financial institutions.

Insightful portfolio evaluation

A harmonised risk language across your portfolio.

Navigate banking relationships with unprecedented clarity using our data-driven risk assessments. The Portfolio Assessment Tool equips you with a harmonised risk language and facilitates collaboration across teams — helping you define your risk appetite and benchmark your processes against the industry norm.

01 · Clarity

Data-driven risk assessments

Navigate banking relationships with confidence — every counterparty profiled against the same model.

02 · Collaboration

A harmonised risk language

Risk, ops and front office work from the same scores, definitions and thresholds.

03 · Benchmarking

Set your risk appetite against the market

Compare your portfolio to the industry norm to ground decisions in data, not anecdote.

Customer story

Elitza Kavrakova, Group Head Institutional Clients at Raiffeisen Bank International AG, shares her experience working with the Portfolio Assessment Tool.

Elitza Kavrakova

Group Head Institutional Clients · Raiffeisen Bank International AG

Capabilities

Built on a regulated risk benchmark.

Four capabilities that turn raw transactional data into the risk decisions your institution can defend — to regulators, counterparties and your own committees.

Capability / 01

Benchmarked risk scoring engine

Drive your risk assessments with a certified scoring engine — a confluence of detailed data analysis and advanced machine learning. Elucidate is authorised by Germany's BaFin and the European Securities and Markets Authority, so your risk scoring aligns with the highest regulatory standards.

Command trust with transparent, substantiated risk scores.
Mitigate decision-making risk through external benchmarking.
Stay regulator-compliant with dynamic scoring updates.

BaFin · ESMA Authorized

Capability / 02

Dynamic risk reporting

Craft monthly risk narratives that capture the essence of your financial portfolio's health. Our reports bridge institutional analysis with operational insights, arming you with a robust evaluation tool.

Transform raw transactional data into actionable intelligence.
Pinpoint and prioritise areas for operational enhancement.
Track organisational or portfolio evolution to inform strategy.

Capability / 03

Competitive analytics & market positioning

Equip your teams with analytical tools that turn data into deep market insights — enriching decision-making from front-line business development through compliance oversight.

Define risk appetite with market-informed data insights.
Identify business opportunities matched to your portfolio's risk profile.
Develop commercial strategies in tandem with your risk benchmarks.

Capability / 04

Seamless reporting integration

Access Elucidate's risk scores and analyses in formats that integrate cleanly with your operational ecosystem.

Navigate reports through our web platform for instant insights.
Integrate analysis directly into your systems via API.
Customise and extend analyses with CSV exports.
Present and share findings with structured PDF reports.

Interested?

Let’s discuss your portfolio.

A 30-minute walk-through of the Portfolio Assessment Tool against a sample of your institution's data. No slides — the product itself.

Talk to our team

— or read more · See the Ratings · For Risk & Compliance

Redefine risk with precision.